Paypal calculator

PayPal International Fee Calculator

Estimate PayPal international transaction and currency-conversion fees separately from the base commercial payment fee.

Instant result No sign-up Editable assumptions

Enter your figures

Calculate your result

Runs in your browser

Estimate only. Platform fees, taxes and policies vary by country, account, category and date. Verify important decisions against your current statement or official fee schedule.

Transaction Amount
Base Fee
International Fee
Conversion Fee
Total Fees
Net Received

Calculator guide

Estimate a PayPal cross-border payment

Enter the transaction amount and the base percentage plus fixed fee that applies to your PayPal account. Add cross-border and conversion rates only when applicable.

PayPal rates depend on seller country, buyer country, payment type, funding source, received currency and merchant agreement. Published tables can include country groups and fixed fees by currency.

The calculator is designed for transparent scenario planning rather than replacing a PayPal statement.

Confirm current regional rates on the PayPal merchant-fees page and compare the estimate with actual transaction details.

Formula

Estimate a PayPal cross-border payment

Total fees = base commercial payment fee + international addition + currency-conversion addition

  1. Calculate base percentage plus fixed fee.
  2. Apply international addition to cross-border payments.
  3. Apply conversion addition only when currency conversion occurs.
  4. Subtract total fees from the transaction amount.

Worked example

Worked example

Inputs

Scenario
$100 payment; 3.49% + $0.49 base; 1.5% international; 3% conversion

Results

Result
$8.48 total fees; $91.52 net received

Rounded values; change assumptions in the live calculator.

Frequently asked questions

PayPal International Fee Calculator FAQ

Should I replace the default rates?

Yes. Defaults are examples. Use the current rate and fixed fee from the marketplace, payment account or contract that applies to your country and transaction.

How accurate is the result?

The arithmetic follows the displayed formula. Accuracy depends on complete inputs, correct fee scope and consistent currency and reporting period.

Can I use another currency?

Yes. Keep every monetary input in the same currency. The calculator does not perform foreign-exchange conversion unless conversion is an explicit input.

Should taxes be included?

Follow the platform fee base and your accounting purpose. Some platforms calculate fees on tax or shipping; the guide and formula show the scope used here.

Why should I run more than one scenario?

Rates, advertising, shipping and refunds can change. A base case and a higher-cost case show how sensitive profit or payout is to those changes.

Is this an official calculator?

No. It is an independent planning tool. Confirm rates and final decisions with the linked official sources and your account statements.

Are my inputs uploaded?

No. Calculations run locally in the browser and do not require sending calculator inputs to a server.

Primary sources

Official references and further reading

Editorially reviewed: 2026-07-21

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